F*ck No Spending; Let’s Just Budget Better

We failed, miserably over here. Anyone else want to join in on the confession?

We are about 22 day in to our “30 days of no spending,” and I’m here to tell you that it’s bullshit. I have 4 little kids and am due in about 2 months with the 5th. I managed over 2 weeks without buying anything unneeded, but then I caved. And I don’t even know if I’m sorry!

I wish I was stronger… maybe…. I don’t know.

I bought Beauty and the Beast on iTunes.

I ordered a new pair of Tom’s for my 3-year-old.

I ordered tiny baby socks.

I bought wine. (That MIGHT be a necessity.)

John ate lunch out a few times at work instead of bringing food.

I stopped at Target THREE times…  (I may not have bought crazy things, but I did purchase a few non-needed items.)

We are tie-dying shirts and onesies today FOR FUN.

The point is this: I like to randomly buy fun things and live in the moment.  So does my husband.

I am a total hypocrite. I know. I know. I swore we would be so good. What kind of example am I? A REAL, LIVE, NON-LYING ONE.

SO…. here’s the deal. FUCK the whole no-spending thing. I can’t live that way. Instead, we are implementing an actual budget that includes:

  1. Cash Withdrawals (Thank you Dave Ramsey)
  2. Automatic Savings Account Transfers (WEEKLY)
  3. Meal Plans and Grocery Lists
  4. Allowances for Adults and Kid Spending (nothing crazy, but enough for a movie or other fun entertainment)
  5. Open Discussions About Our Money and Budget

I’m pretty sure that this is a MUCH better plan than the last one.

PS — You can totally join us in tie-dying some summer-awesome shirts!  This kit is PERFECT because you can dye more than 3 shirts. HA.

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